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Commerce

What is credit scoring?

You earn well and you want to take a loan, but you are refused by the bank? You don’t get a loan even though you don’t have any other financial obligations? It is very likely that the bank checked your history at the Credit…

Property separation and creditworthiness

To obtain a loan , we must meet some of the necessary requirements set by the bank. The sum of these requirements and determinants is the so-called creditworthiness. It is a peculiar kind of sieve, which first sift candidates for credit.…